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Recent Q&A
I'm looking for a $33,000 personal loan with no up front fees, low interest rates , and a 5-7 year term,with quick approval . Rate this question: Up Down asked by (Loogootee, IN) Reply to this Question
  • Integra Bank is a place you can try, or other banks and loan companies, it all depends on your credit score and your ability to be able to reimburse.

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Recent Q&A


Is it possible to get an unsecured personal loan if your credit isn't that great. No up front fees, low interest, and 5-10 years payoff. we had filed for bankruptcy and it was discharged in October 2009. Rate this question: Up Down asked by (Reading, PA) Reply to this Question
  • The answer to your question as you have posed it is "no." Unsecured personal lines for recent bankruptcies with low interest, no fees and extended payoff terms is not an option. You may be able to borrow from some lenders, but you will likely pay the max interest, high processing fees and be subject to the terms the lender sets, not the ones you want. Low interest, no fees, no collateral are all the stuff of borrowers with great credit scores.

  • Borrowers with perfect credit can shop for low-interest, unsecured loans with no fees and an extended payoff. High-risk borrowers with poor credit and a recent bankruptcy do not have that luxury.



don't have credit not paying for anything but want to build credit fast working at job for 8 years and 10 months looking at 5000 to 10000 personal loan Rate this question: Up Down asked by (Yigo, 00) Reply to this Question


I have visited several sites listed under personal loans for the unemployed, yet my unemployment benefits do not qualify me for a loan as advertised. Is there anyone who can help me? Rate this question: Up Down asked by (Hayden, ID) Reply to this Question
  • Personal loans or signature loans are based on the ability of the individual to repay the loan. If you do not have a job or another legitimate asset, and your income is limited to unemployment benefits, a creditor assumes, based on experience and industry research, that it is highly likely you will not be able to repay the loan. While you no doubt assume that your circumstances will improve in the near future, there is no proof that they will. Unfortunately, creditors are required to based their lending decisions on current income rather than projections. If lender policies prohibit them from extending credit, your best bet is to talk to family and friends.



what would I pay the bank in interest for a loan of 40,000 dollars for a year? This is not for a mortage Rate this question: Up Down asked by jllmays (Myrtle Beach, SC) Reply to this Question
  • that varies a lot could be up to 12%



i need a loan of 10,000 im on ssi and i do not want a payday loan is there any place that can help Rate this question: Up Down asked by sharon073101 (Taunton, MA) Reply to this Question
  • i just moved from saltspring and sorry to say but no your closest is duncan

  • There are a number of websites, including some community based ones that help provide loans. Have you tried local banks, possibly smaller ones to see if they can help you?

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