Recent Q&A
I would like to consolidate my Private and Regular college loans into one payment. Is it possible? Any advice or referral to a good school loan consolidation is appreciated. Rate this question: Up Down asked by a.rsuccess (New York, NY) Reply to this Question
  • Being you can get tax and rate breaks for college loans, consolidating them with personal debt would wipe out any benefits you may receive and would general not be the best route.

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Recent Q&A


my husband and i got a va loan to purchase our home in 2007, can we also get a home improvement loan? we don't want a home equity loan we just want to consolidate a home improvement loan from sears to another home improve ment loan with lower interest Rate this question: Up Down asked by sall2421 (Chittenango, NY) Reply to this Question
  • It is difficult when you have a Va but try going through CITI finacial



how do I consolidate student loans so I could make just one payment per month? Rate this question: Up Down asked by brendawall24 Reply to this Question
  • The easiest way to consolidate student loans is by getting in contact with the lender that administers your loans. Sallie Mae, a popular student loan servicing company, offers a number of loan consolidation fact sheets and forms on its web site at www.salliemae.com. Other lenders such as Nelnet offer consolidation options as well. Setting it up is usually as simple as collecting information about each of your current loans and monthly payment amounts, filling out a form, and waiting for a new loan document in the mail.



I also have bad credit. I'm trying to find a consolidation loan to pay off my loans and every bill I have so that I can just concentrate on paying just one bill. Is there anyone who can lend me a loan that can pay everything off and give me a chance?PLEASE Rate this question: Up Down asked by mshanmay05 (Lihue, HI) Reply to this Question
  • Call 800-809-1460 for debt counseling.



Are there any Private lenders who offer loans to students who have completed Graduate Studies and have a less than $1500 balance on their student account that must be paid before official transcripts will be released? Rate this question: Up Down asked by (Birmingham, AL) Reply to this Question
  • If you mean is the insurance company going to pay for the cleaning of the ivy then the answer is no, and if you mean can you get a home insurance for your home with the ivy present then the answer yes for sure you can and this won't affect your quote at all because it is not dangerous to the property.

  • If you mean is the insurance company going to pay for the cleaning of the ivy then the answer is no, and if you mean can you get a home insurance for your home with the ivy present then the answer yes for sure you can and this won't affect your quote at all because it is not dangerous to the property.



Hello: I have a DTI ratio of around 70%, My monthly income is $6000.00,My fico is 615,My total monthly debt is $4190. Can I qualify for a small personal loan($5-10k)or if not debt consolidation loan. Thank you Rate this question: Up Down asked by firedot63 (Cleveland, OH) Reply to this Question
  • Yes, please visit your financial planner



Husband didn't work for years, I supported him a son for years. Now there is a student loan out in my name.Husband only pd. his student loan.My student loan is 25 yrs.old and was for $10,000-today I STILL OWE $11,000-WILL THE JUDGE MAKE HIM PAY IT? Rate this question: Up Down asked by jastrownancy (Appleton, WI) Reply to this Question
  • If the loan is 25 years old and you have a low enough income, you may qualify for loan forgiveness under a new federal program that began in July. Go to IBRinfo.org

  • If this is your student loan, as your question suggests, then paying for it is your responsibility, whether or not you believe he should pay for it. It's important to note too that student loans do not go away, they are protected from bankruptcy so the more quickly you pay it off the better off you will be.



I have a question about my husband's student loan. Can student loan sue him and put a lien on our house. He had this student loan before I married him. Our mortgage is under my name. Now he wants to put his name on the title. What should I do. Rate this question: Up Down asked by linh2129 (Bellevue, WA) Reply to this Question
  • You need to speak to a local financial advisor for the best information, but at this point keeping his name off of loans would seem best as his bad credit might effect your interest rate and cause many other problems. It's also important to know that student loans never go away until paid in full, so the quicker he can pay them off the better the both of you will be.



How do you know if a debt consolidation loan is a good idea? Rate this question: Up Down asked by Picass0 (Baltimore, MD) Reply to this Question
  • Debt consolidation loans are good for people who are trying to keep track of lots of small bills like maxed out low limit credit cards, or for people with multiple student loans. By putting all the debt under one lump loan, it helps people who were falling behind get control of their debt.

  • A debt consolidation loan is a good idea if after consolidation you have a lower total monthly payment at a lower interest. If one of your loans has a significantly higher interest rate than your other loans, you'll want to exclude it from your debt consolidation and focus on paying it off as quickly as possible. If your debt consolidation loan includes it, your rate will be higher and you will wind up paying more over time.



I am looking for a personal loan to consolidate my credit cards into one payment. Rate this question: Up Down asked by rmrosse (Baltimore, MD) Reply to this Question
  • If you have problems at your bank there are some peer-to-peer lending sites like prosper.com that might help.



what does it take for an unemployed student to recieve a title loan? if a said student could recieve a loan for a car title what would the maximum be? Rate this question: Up Down asked by (Libby, MT) Reply to this Question
  • Title loans are guaranteed against your car, it has nothing to do your employment, age, or income all you need is clear title to the car you want the loan against. If you get a title loan and fail to pay as per the agreement, they will repossess your car. The maximum amount of a title loan varies depending on the make and model of the car.



what does it take for an unemployed student to recieve a title loan? if a said student could recieve a loan for a car title what would the maximum be? Rate this question: Up Down asked by (Athens, GA) Reply to this Question
  • Whatever you do Don't DO A CAR TITLE LOAN!!! They drive the borrower to financial ruin!It is a sin that this kind of lending is still being allowed and is not legal in half the states. Its rooted in large campaign contributions.The states where it is still allowed should elect new senators!! politics!!!! Don't DO IT!!!! tomjones32 from Harrisonville, MO

  • The nearest military schools is the US Military Academy Prepatory school in Monmouth,NJ. 1212 Abbey Ave, Fort Monmouth, NJ - (732) 532-5307.However this is not like getting into daycare.It's strictly invitation only.

  • The nearest military schools is the US Military Academy Prepatory school in Monmouth,NJ. 1212 Abbey Ave, Fort Monmouth, NJ - (732) 532-5307.However this is not like getting into daycare.It's strictly invitation only.



I attended your medical assisting class in 2002 and have a student loan but i would like information on your medical assisting class and if its in my interest can i get financial aid or a student loan to do the program Rate this question: Up Down asked by alexria1111 (Kalamazoo, MI) Reply to this Question
  • If you need to keep your license it is important to take more classes to reapply. You could try the community college for quick courses.

  • If you need to keep your license it is important to take more classes to reapply. You could try the community college for quick courses.



If a school goes bankrupt (college) while I am still registered do I still owe the student loans? What is the best way to cut late fees and penalties from student loans? Rate this question: Up Down asked by Gillster607 (Roy, UT) Reply to this Question
  • There is the Weston Paxxon Senior Rehab Services which is one of the best in the Brooklyn, NY area.

  • There is the Weston Paxxon Senior Rehab Services which is one of the best in the Brooklyn, NY area.



CTU Online opened a Stanford Loan in my name with out my approval. Actually when I made it clear I didn't want a loan. However here I am with a huge student loan and I never approved it. How do I fix this? Rate this question: Up Down asked by (Crestone, CO) Reply to this Question
  • If you never got the money get a lawyer but if you took the money then you are stuck.



What qualifications do you need to either (a) originate a student loan (loan the money out), and (b) help someone refinance the loan? Rate this question: Up Down asked by billroska (Orlando, FL) Reply to this Question
  • IF THE PERSON WHO CAN PROVIDED SOME SURETIES AND WHO PROVIDES THE DEGREE CERTIFICATES THEY CAN REFINANCE THERE AMOUNT FOR HIGHER STUDIES TO MY KNOWLEDGE



I'm trying to find a private soccer coach in Hattiesburg/Jackson MS area. I'm a college student and have never played on a team but would love to learn how to play. Rate this question: Up Down asked by RobinRMB Reply to this Question
  • You might want to join a beginners soccer league in your area before hiring a private coach. Most private coaches work to improve already-skilled players, not teach new ones.



My name is Nestory stephen gwanko. i,m a student for form four. O LEVEL EDUCATION. [PRIVATE CANDIDATE] i,m find a sponsership for any one who can help me to continue with a school. my family is too poverty. can you help me? Thank you. Rate this question: Up Down asked by stephengwanko (Moshi, 06) Reply to this Question
  • Your best bet is to finish form 6 and take the ielts test. (www.ielts.org) After you complete those, then you should be able to look for a sponser.



what about grants or funding for international students attending private school such as missouri valley college. this type of info would be very helpful Rate this question: Up Down asked by aalana_24 (Marshall, MO) Reply to this Question
  • Visit your local Library and pick up the 2009 Scholarship Guide